An investment in Peace of Mind

Most people do not hesitate to insure their cars and their homes but often fail to insure their most valuable asset of all; THEMSELVES.

Like most people you probably work hard to provide for your family and loved ones, but have you thought about what would happen if you were no longer able to earn an income due to accident, disability, ill health or death?

At emotional times such as this we don’t need additional stresses and finances should be the last thing on the minds of you and your family.

But, who would pay the mortgage and car repayments?

Will you be able to feed, clothe and educate your partner and children?

How would you meet the ongoing costs of medical care?

Could you afford to stop work if you suffered a major medical trauma or diagnosed with a terminal illness?

You may be pleased to know that personal insurance can provide you with the peace of mind of knowing that you and your family may be financially protected in case of adverse circumstances.

While life cover will allow your family financial security with a lump sum payment to cover things like mortgage, education and ongoing education costs if you die, there are also other insurance options to consider in case of a serious illness or accident and these include:

  1. Trauma Protection may provide a lump sum if you are diagnosed with any one of a range of specified medical conditions and may help cover the high cost of specialised treatment and also help to supplement your ongoing lifestyle costs.
  2. Total & Permanent Disability Cover may provide a substantial lump sum if you become unable to work due to illness or accident.
  3. Income Protection insurance protects your ability to earn an ongoing income and may provide up to 80% of your regular pre-tax income on a monthly basis if you are unable to work due to illness or accident.
  4. Living Expense Cover can provide a range of benefits designed for retirees, casual employees, home makers and people who just want a basis level of cover.

Unforeseen circumstance do crop up from time to time and unfortunately its only when something unexpected occurs that people realise the importance of protection, but by then it is too late.

You may be surprised to learn about the wide range of events that can be insured and that personal insurance cover may be cheaper than you think and in some cases may even be tax deductible for you.